Profit on paper, little cash in the bank
Trace the gap between reported profit and available cash, including customer payments, inventory purchases, and debt payments.
Business financial consulting
Financial clarity.Practical action.Stronger businesses.
Vad Financial Group helps owner-led companies uncover what is restricting cash flow and profitability, build a practical plan, and turn financial information into action.
20+years in executive financial leadership
$2M+cash-flow improvement led in under one year
$100Moperation supported through financial planning and reporting
Finance should help a business move forward, not merely document where it has been.
Meet Aron Vad
Financial experience grounded in running a business.
Aron brings 20+ years in executive financial leadership, including CFO and Vice President of Finance roles. His experience includes serving as CFO for a $15 million business with multiple entities and leading financial planning and reporting for a $100 million operation.
His work has included rebuilding billing and collections, managing inventory, and helping owners understand what is affecting cash flow and profit. He has also advised owners and boards, developed forecasts and management reports, and helped bring acquired businesses into existing operations.
Cash flowForecastingInventoryPricing & marginCapital allocationAcquisitions
Common business concerns
Find out where the money is going.
Sales may be strong while the bank balance keeps falling. Customers may be taking longer to pay, or rising costs may be eating into margins. Aron reviews the financial records and the way your business operates to work out what is causing the pressure.
Too much cash tied up
Examine how quickly invoices go out, when customers pay, and how much money is sitting in stock.
Busy, but margins are thin
Check which products, services, or customers contribute to profit and where costs have outgrown prices.
Making decisions with old numbers
Build reports and forecasts that help you plan purchases, staffing, and spending before a shortage develops.
Who we work with
For owners and leadership teams.
You may have a specific question about your finances or need regular help managing them. Aron can work directly with you or alongside your finance team, with the work agreed around what your company needs.
Owners of smaller businesses
A review or individual project gives you a way to get experienced financial help with a defined scope and price.
Growing companies
As sales and staffing increase, cash needs can change quickly. Get help planning for that growth and understanding what it will cost.
Complex operations
When your business spans several entities or locations, you need to understand both the individual operations and the company as a whole. Aron can help with that analysis and reporting.
The first conversation covers your business, your team, and how you would like to work together, including any need for on-site support.
Ways to work together
Where Aron can help.
The services below can be arranged as a review, a project, or ongoing work. Before you begin, you will know what Aron will provide, what it will cost, and when to expect it.
01
Financial Clarity Review
Have Aron review the financial reports and talk through the questions you want answered.
- Written findings from the reports reviewed
- The issues that need attention first, with an explanation of why
- A meeting to discuss findings and next steps
02
Cash Flow & Profit Improvement
Work out why cash is tight or profit is falling, then address the causes with your team.
- Cash forecasts and working capital analysis
- Recommendations for collections, inventory, pricing, or costs
- A plan showing who will do the work and how progress will be reviewed
03
Fractional CFO Leadership
Have an experienced CFO involved in your business on an agreed schedule, helping you review results and make financial decisions.
- Regular financial reviews and leadership meetings
- Forecasts and reports for the decisions your team is making
- Help evaluating budgets, funding needs, and major spending
04
Business Value Assessment
Understand what your company may be worth before you consider a sale, buy another business, or plan for the future. Aron reviews the financial picture and the factors that influence value.
- An estimated value range for planning, with the assumptions explained
- A review of earnings, cash flow, debt, and business risks
- Practical steps that could make the company more valuable to a buyer
05
Focused Financial Projects
Bring Aron in for a particular piece of work, such as reviewing pricing, improving financial reporting, or helping with an acquisition.
- A written description of the work, what you will receive, and the timeline
- Analysis of the problem and recommendations for addressing it
- Help making the agreed changes and explaining them to your team
How Aron works
How the work gets done.
The work begins with a conversation about your business and the questions you need answered. From there, Aron reviews the records and works with you on the findings.
- 01
Listen
You explain what is happening, what you have already tried, and where you could use help.
- 02
Examine
Aron reviews the relevant records and asks how work moves through the business, from a sale to the payment arriving.
- 03
Prioritize
You discuss the findings together and decide what deserves attention first, taking your time and resources into account.
- 04
Act
Your team can carry out the recommendations, or you can arrange for Aron to help with the work and review progress.
The initial review
The Financial Clarity Review
Starting at$500
Bring the questions you have about your business. Aron will review the agreed financial reports, explain what he finds, and provide his recommendations in writing.
The review can cover a smaller business or a specific financial question within a larger company.
Ask about the reviewWhat you receive
- Review of the reports you and Aron agree to include
- A meeting to discuss your questions and the findings
- A written summary explaining what the findings mean for your business
- Recommendations in order of priority
Before the review begins
Aron confirms which reports to provide, the period they should cover, the meeting length, and when you will receive the findings. Reports may include your profit and loss statement, balance sheet, and receivables or payables summaries.
How the price is set
The starting price covers one business with reasonably current records and an agreed scope. Reviewing multiple entities or locations, examining more extensive records, or cleaning up the books may cost more. Aron will confirm the fee with you before starting.
After the review
You can take the recommendations back to your team or ask Aron to quote for further work.
Common questions
Before you get started.
Is this bookkeeping or tax preparation?
The services here cover financial analysis, CFO support, and improvements to how the business operates. Aron can work with your existing bookkeeper or tax adviser. If the records need cleanup before he can review them, he will discuss that work and its cost with you.
Do you work with businesses that are growing, too?
Yes. Growth often brings larger inventory purchases, more staff, and a longer wait between spending money and getting paid. Aron can help you plan for those demands, review an acquisition, or improve the reporting your team relies on.
What can I expect from the $500 review?
You will receive written findings and recommendations after Aron reviews the agreed reports, plus a meeting to discuss them. The review covers the questions and records you agree on beforehand. Further analysis, cleanup, or implementation can be quoted separately.
Can you help me understand what my business is worth?
Yes. A Business Value Assessment gives you an estimated range and explains the financial results, assumptions, and risks behind it. It can help you weigh a potential sale or acquisition and identify improvements to make before approaching a buyer. This service is intended for business planning. If you need a formal valuation for a lender, tax filing, or legal matter, discuss those requirements with Aron so the appropriate valuation specialist can be involved. The assessment is scoped and priced separately from the $500 Financial Clarity Review.
How are timing and fees agreed?
After discussing what you need, Aron provides a proposal explaining the work, the fee, and the schedule. It also sets out what you will receive and what information he needs from you.
What should I share when I first reach out?
Tell Aron what your company does and what you would like help with. He can then explain which records would be useful and how to share them.
Can you work with our existing CPA or bookkeeper?
Yes. Aron can coordinate with your CPA or bookkeeper and discuss how the work will be divided.
Start with a conversation
Tell Aron what is happening in your business.
If you have a question about cash flow, profitability, what your business is worth, or how to manage the finances as your company grows, get in touch. The first conversation is a chance to explain the situation and discuss how Aron could help.
Vadfinancialgroup@gmail.com 417-894-5966You will work directly with Aron.
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